Don’t Rush Your Retirement Plan Rollover
When you change employers, you typically have several options for your retirement savings: Leave the money where it is, roll it into an individual retirement account, move it into a new employer’s plan or cash it out. Each choice affects your taxes, access to funds and long-term growth in different ways. Most people simply roll […]
Retirement Plan Options for the Self-Employed
Working for someone else will not necessarily guarantee you a retirement plan, as the financial and administrative costs of providing a retirement program can be prohibitive for smaller employers. But if you are self-employed (whether full time or part time) there is no reason you cannot fund your own retirement and reap the tax benefits […]
