Working in Retirement: Does It Affect Your RMDs?
You may have many questions about working after retirement. Can you still contribute to retirement accounts? How does working affect your required minimum distributions? Let’s start with contributing to retirement accounts. You should be able to contribute to your employer’s qualified retirement plan regardless of your age. In some instances, you can also contribute to […]
Should I Buy An Annuity Or An ETF?
Let’s start by lumping individual stocks and mutual funds under an exchange-traded fund umbrella. Once we’ve done that, we can explore the question of which to invest in. Annuities and ETFs are completely different instruments, though they share some common features. If you were comparing oranges and apples, you would find both are fruits, but […]
Deciding When To Take Social Security Benefits
How does the Social Security system work, and how do you decide what’s right for you? Well, receiving benefits is an option available to you as early as age 62, but choosing to receive benefits this early may decrease your benefits by up to 30%. Nonetheless, opting for early retirement could lead to increased benefits […]
